I not too long ago had the respect of interviewing David Adams, who applies his registered and trademarked Retire Whereas You Work® philosophy, alongside together with his distinctive 3 Bucket Technique, to assist shoppers handle their wealth. A famend Licensed Public Accountant, CERTIFIED FINANCIAL PLANNER™ skilled, and President of Adams Wealth Companions, LLC, he additionally hosts the Retire Whereas You Work® Podcast on Apple, YouTube, and Spotify. On this unique interview for Social Way of life Journal, I discover his monetary philosophy, experience, and private insights.
Meghan Forte: You’re employed with high-net-worth shoppers, enterprise homeowners, and musicians. What distinctive challenges do these shoppers face in relation to monetary planning?
David Adams: Every group has its personal complexities. For enterprise homeowners, most of their wealth is tied up of their firm, so planning revolves round liquidity, succession, and tips on how to convert years of sweat fairness into monetary independence. Musicians and creatives usually have uneven revenue streams—large years adopted by quiet ones—so constructing stability and long-term safety is essential. Excessive-net-worth households face totally different challenges: property taxes, preserving wealth for a number of generations, and ensuring the cash enhances their household’s lives relatively than creating entitlement. In all three instances, it’s about serving to them design a plan that aligns cash with their values.
Meghan Forte: Are you able to stroll our readers by your strategy of serving to somebody by a serious life transition like promoting a enterprise or going by a divorce?
David Adams: Transitions are emotional as a lot as they’re monetary. When somebody sells a enterprise, they’re not simply cashing out—they’re closing a chapter of their identification. I begin by listening: what does life appear to be after this occasion? Then we design a roadmap: how a lot liquidity to put aside, tips on how to reinvest proceeds, tax methods, and tips on how to recreate the sense of objective that enterprise as soon as offered. Divorce is equally complicated—it’s about regaining readability and stability in the midst of emotional upheaval. My function is a component advisor, half counselor. The numbers matter, however so does creating confidence that they will rebuild and transfer ahead.
Meghan Forte: Wanting forward, what’s subsequent for you personally and professionally?
David Adams: Personally, I’m in a season of presence—leaning into journey, writing, and spending time with household and my labrador retriever, Jolene. My canine additionally has a task because the “director of stress administration” on the agency, too. Professionally, I’m targeted on increasing Adams Wealth Companions to turn into probably the most client-centered companies within the nation, whereas mentoring the subsequent technology of advisors. I’m additionally writing a number of books, from monetary literacy for youths to classes on redefining success for enterprise homeowners. All of it ties again to my philosophy: wealth is only a device to stay extra totally. I even have a private ardour mission—bringing areas to life by artistic design, considerate reworking, and inside design initiatives round Nashville. It’s a method for me to specific my creativity exterior the world of finance. You may see extra of my work at Rossi Design Firm.
Meghan Forte: How do you see the monetary planning panorama evolving over the subsequent decade?
David Adams: The business is shifting away from being purely investment-driven to being actually holistic. Know-how will preserve driving effectivity, however shoppers don’t simply need algorithms—they need a trusted associate who understands their story. Over the subsequent decade, I see extra emphasis on behavioral teaching, household governance, and integrating monetary planning with well being, objective, and life-style. Advisors who can mix technical experience with human connection will proceed to thrive.
Meghan Forte: You’ve persistently been acknowledged by Forbes, Barron’s, and Raymond James. What do you suppose units you aside within the wealth administration business?
David Adams: I’ve all the time believed it’s not about beating the market—it’s about serving to folks stay the life they envision. Recognition is sweet, however what units me aside is the intentionality behind every thing we do. We constructed our agency across the philosophy of Retire Whereas You Work®—serving to shoppers stay totally immediately whereas planning responsibly for tomorrow. Purchasers really feel that we’re not simply managing property, we’re serving to them handle life. That human focus makes all of the distinction.
Meghan Forte: You might be deeply concerned in organizations like AncoraTN and the Stroll to Finish Alzheimer’s. How do these causes align together with your private {and professional} philosophy?
David Adams: Giving again is on the coronary heart of my private values and our agency’s tradition. AncoraTN focuses on serving to remove human trafficking in our group, which is one thing I care deeply about. The Stroll to Finish Alzheimer’s is private for me—I’ve seen how this illness impacts households. Each causes remind me that cash is simply as worthwhile because the affect it allows. Supporting these organizations is a method to make use of my sources, platform, and group to make a distinction past the stability sheet.
David Adams embodies a uncommon mix of monetary acumen and human understanding. His Retire Whereas You Work® philosophy reimagines the normal concept of retirement, inspiring folks to search out stability, pleasure, and success in each season of life—not simply on the end line. By his management at Adams Wealth Companions, dedication to mentorship, and keenness for giving again, Adams continues to form a extra purposeful, holistic method to wealth and well-being. Mixing monetary knowledge with a life-style rooted in which means and presence, he reminds us that true success is about dwelling totally—immediately and on daily basis.
Nashville Location:
2905 twelfth Ave. South, #108
Nashville, TN 37204
Cellphone: (615) 435-3644
Murfreesboro Location:
1639 Medical Middle Pkwy., Flooring 4 Murfreesboro, TN 37129
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